Net Tangible Benefit Rules for an Arizona Refinance in 2026: Why Lenders Say No
Published on: 09/21/2026
Net tangible benefit is the test a lender runs to prove a refinance actually helps you. With refinance rates near 7.4% in September 2026, more Arizona files are failing it. Here is what the test measures. Pillar Mortgage Group, NMLS #2700076